到了國外，用錢是必然的。可能需要開戶頭，可能需要去兌換旅游支票等等。銀行用語不能不學(xué).要不然，很可能是手里有錢沒法花.那豈不是很痛苦的事。在美國，銀行工作時間一般是早上9:00到下午3:00，周一到周五營業(yè)。在辦理有些業(yè)務(wù)的時候.如果沒有某個銀行的賬戶，該銀行可能會不辦理。 ? ? ? ? ?常用表達 　　1.I'd like to open an account during my stay here. 　　我想在停留此地期間開個戶頭。 　　2. Would you cash these traveler's checks, please? 　　你能幫我把這些旅行支票換成錢嗎? 　　3. In ten dollar bill, please. 　　都換成10美元的。 　　4. Could I change these pounds for dollars, please? 　　請問，我能把這些英鎊換成美元嗎? 　　5. I'd like to know the exchange rate for yen. 　　我想知道日元的兌換率。 　　6. Could you tell me my balance? Here's my account number. 　　能否告訴我余額是多少?這是我的賬號。 　　7. I would like to draw some money from my account. 　　我想從戶頭里提一些錢。 　　8. I need a checking account so that I can pay my bill. 　　我要開個支票賬戶，這樣就能付賬。 　　9. I was wondering if I could ask you some questions abouta loan I want to make. 　　請問，我能不能問你一些有關(guān)辦理貨款的問題? 　　10. Where is the Chicago Office of the Bank of America? 　　美國銀行芝加哥分行在哪里?

? 　　情景對話 　　A: What can I do for you, sir? 　　B: 1'd like to open an account. Can you tell me how to go about it? 　　A: Do you like to open a current account? A deposit or current account? 　　B: I think I'd like a deposit account. 　　A: OK. You have to fill out this form and let me see your ID card. 　　B: Is there any minimum for the first deposit? 　　A: Our minimum deposit for a savings account is 10 dollars. 　　B: Oh, I see. 　　A: Here is your passbook. Please bring it back when you deposit or withdraw moneyany time you like. Keep it well and inform us whenever you lose it. 　　B: Thank you so much. 　　A:先生，請問您要辦理什么業(yè)務(wù)? 　　B:我想開一個賬戶。你能告訴我該如何辦理嗎? 　　A:你想開一個活期存款賬戶嗎?定期還是活期? 　　B:我想要開個定期存款賬戶。 　　A:好的。你需要填寫一下這個表格，另外還要給我看一下您的身份證. 　　B:*次儲蓄有低限額嗎? 　　A:我們儲蓄存款的低存款額是10美元。 　　B:哦.我明白了. 　　A:這是你的存折，存取款時請帶來。保管好存析，遺失請告訴我們。 　　B:非常感謝。